I closed on my first house on a predictably cold, yet picturesque winter day in December of 2008. For some reason, I had made it a goal to ring in 2009 in my first home. I had a few family members tell me to wait for spring to make the big move, but once the holiday season started getting closer the urge to have my own place to decorate just grew larger. Working for a mortgage company at the time, I also learned that buying during the holidays would have some perks to it.
If you have been on the fence about buying a home, or getting pre-approved, here are 3 top
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You've been searching for your perfect house for months. That one didn't have a big enough yard, the other one needed a brand new kitchen. You keep at it until one day you find THE GEM, the one you can see yourself in for many years to come, the one that feels like HOME the moment you step into the front door (you're already picking out new welcome mats). After looking at it from top to bottom and picturing all of your own finishing touches in each room, you're ready to make an offer. Your realtor asks you for your preapproval letter before you can
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